Often people open credit debitcarddumps in a Bank where they receive a salary, because the Bank promises «preferential rates and special conditions», or issue cards directly in the store, without going into the conditions. The difference between rates, not to mention other important conditions (the grace period, the amount of fines and penalties, the amount of annual maintenance, etc.) can be huge — 10.15 or even 20%.
The interest rate on my last credit card, which I had long since parted with, was 19.5%. At the same time, I never paid this percentage, because I always repaid the debt on a monthly basismrwhitecvv. At the same time, once a month, different banks called me and offered «favorable» credit cards with a rate of 30-35 percent or higher! Feel the difference?!