When we pay with cards, according to researchfreedumpswithpin, we statistically spend 20-30 percent or more more money in stores than when we pay in cash. Paying with a card, we do not feel that we are parting with money. Paying in cash is painful. Take cash to the store, exactly for the purchases that you need, according to the list. This will save you from spontaneous and unnecessary purchases and reduce your expenses.
«If you have free funds to pay off your credit card debt, it’s best to do it as early as possibleshopnocvv. The first thing I would do with any amount I had-I would pay off my credit card debt! This is much better than any investment idea that I (Buffett) have.» — said Warren Buffett during the annual meeting of shareholders of Berkshire Hathaway in 2020.