This method of deception is as followsdumpsshoplist. The customer issues a credit card, which does not have to be paid for during the year, but does not use the funds. The Bank reissues the card and withdraws an amount equal to the cost of servicing it from the account. The result is a negative balance and growing debt.
The client usually finds out about this by accident: they refuse to leave for another country; bailiffs come to them; the mastercvvshopBank initiates legal proceedings; they refuse to register their property rights.